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Topic Microfinance
Asked 5 times across 3 UPSC exams over 44 years (1980–2024), peaking in 2024.
Key insights
- Most tested in CSE — 3 of 5 PYQs
- Most asked in 2024
- Recurs across 4 years (1980–2024)
How it travelled across exams
First appearance in each exam — the same idea, reframed.
CSE 1980 → CAPF 2024 → LDCE 2024
How the concept evolved
Rising — more than half its appearances (3 of 5) are since 2016.
Related concepts
Ideas UPSC tests alongside this one — keep exploring.
Sample questions
You've seen the pattern — here are a few of the actual PYQs.
CAPF2024
Which of the following statements is NOT correct for Pradhan Mantri Mudra Yojana (PMMY)?
- A It was launched in 2015
- B It grants loans of up to ₹15 lakhs for income generating manufacturing, trading and services sectors ✓
- C Under this scheme only the term loan requirements can be met and not the working capital requirements
- D There is no insistence on collateral for the sanction of loan
✓ Correct answer: (B)
Economy › Economic Schemes
LDCE2024
Micro credit in India comes under which one of the following activities ?
- A Commercial Banking
- B Cooperative Banking
- C Private Banking
- D Non-Banking Finance ✓
✓ Correct answer: (D)
Economy › Money/Banking/Finance
CSE2021
With reference to 'WaterCredit', consider the following statements
- It puts microfinance tools to work in the water and sanitation sector
- It is a global initiative launched under the aegis of the World Health Organization and the World Bank
- It aims to enable the poor people to meet their water needs without depending on subsidies
Which of the statements given above are correct?
- A 1 and 2 only
- B 2 and 3 only
- C 1 and 3 only ✓
- D 1, 2 and 3
✓ Correct answer: (C)
Environment & Ecology › Environmental Governance & Law
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