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Topic Health insurance
Asked 3 times across 2 UPSC exams over 2 years (2019–2021), peaking in 2019.
Key insights
- Most tested in CDS — 2 of 3 PYQs
- Most asked in 2019
- Recurs across 3 years (2019–2021)
How it travelled across exams
First appearance in each exam — the same idea, reframed.
CDS 2019 → GEO 2021
How the concept evolved
Rising — more than half its appearances (3 of 3) are since 2016.
Related concepts
Ideas UPSC tests alongside this one — keep exploring.
Sample questions
You've seen the pattern — here are a few of the actual PYQs.
GEO2021
Ayushman Bharat – the centrally sponsored scheme takes care of which of the following?
- Includes almost all secondary care and most of tertiary care procedures
- Includes all pre and post-hospitalisation expenses
- Increased access to quality health and medication
Select the correct answer using the code given below:
- A 1, 2 and 3
- B 1 and 2 only
- C 2 and 3 only
- D 1 and 3 only
Answer key not yet available (pending official release)
Social Issues & Welfare › Health
CDS2020
Which one of the following is not a feature of the Ayushman Bharat Scheme?
- A There is no cap on family size and age.
- B The scheme includes pre- and post-hospitalization expenses.
- C A defined transport allowance per hospitalization will also be paid to the beneficiary.
- D The scheme provides a benefit cover of ₹10 lakh per family. ✓
✓ Correct answer: (D)
Social Issues & Welfare › Welfare Schemes & Programmes
CDS2019
Which of the following are the benefits of the Pradhan Mantri Jan Arogya Yojana (PMJAY)?
- Free treatment available at all public and empanelled private hospitals in times of need
- Cashless and paperless access to quality health-care services
- Government provides health insurance cover of up to ₹5,00,000 per family per year
- Pre-existing diseases are not covered
Select the correct answer using the code given below.
- A 1 and 3 only
- B 1, 2 and 3 ✓
- C 2 and 4 only
- D 2, 3 and 4
✓ Correct answer: (B)
Social Issues & Welfare › Health
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