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Topic

Credit risk

Asked 2 times in CSE over 13 years (2011–2024), peaking in 2011.
2
PYQs
1
Exams
2
Years active
2011–2024
Span
2011
Peak
1/2
Answers
📅 Full chronological timeline →

Key insights

  • Most tested in CSE — 2 of 2 PYQs
  • Most asked in 2011
  • Recurs across 2 years (2011–2024)

Across exams

CSE · 2

How the concept evolved

111
124
Long-running — most appearances (1 of 2) predate 2016, and it still returns.

Sample questions

You've seen the pattern — here are a few of the actual PYQs.
CSE2024

Consider the following statements

Statement ISyndicated lending spreads the risk of borrower default across multiple lenders
Statement IIThe syndicated loan can be a fixed amount/lump sum of funds, but cannot be a credit line

Which one of the following is correct in respect of the above statements ?

  1. A Both Statement-I and Statement-II are correct and Statement-II explains Statement-I
  2. B Both Statement-I and Statement-II are correct, but Statement-II does not explain Statement-I
  3. C Statement-I is correct, but Statement-II is incorrect
  4. D Statement-I is incorrect, but Statement-II is correct
Answer key not yet available (pending official release)
Economy › Money/Banking/Finance
CSE2011

Why is the offering of "teaser loans" by commercial banks a cause of economic concern?

  1. The "teaser loans" are considered to be an aspect of sub-prime lending and banks may be exposed to the risk of defaulters in future
  2. In India, the teaser loans are mostly given to inexperienced entrepreneurs to set up manufacturing or export units

Which of the statements given above is/are correct?

  1. A 1 only ✓
  2. B 2 only
  3. C Both 1 and 2
  4. D Neither 1 nor 2
✓ Correct answer: (A)
Economy › Money/Banking/Finance

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