Sample questions
You've seen the pattern — here are a few of the actual PYQs.
CSE2024
Consider the following statements
Statement ISyndicated lending spreads the risk of borrower default across multiple lenders
Statement IIThe syndicated loan can be a fixed amount/lump sum of funds, but cannot be a credit line
Which one of the following is correct in respect of the above statements ?
- A Both Statement-I and Statement-II are correct and Statement-II explains Statement-I
- B Both Statement-I and Statement-II are correct, but Statement-II does not explain Statement-I
- C Statement-I is correct, but Statement-II is incorrect
- D Statement-I is incorrect, but Statement-II is correct
Answer key not yet available (pending official release)
Economy › Money/Banking/Finance
CSE2011
Why is the offering of "teaser loans" by commercial banks a cause of economic concern?
- The "teaser loans" are considered to be an aspect of sub-prime lending and banks may be exposed to the risk of defaulters in future
- In India, the teaser loans are mostly given to inexperienced entrepreneurs to set up manufacturing or export units
Which of the statements given above is/are correct?
- A 1 only ✓
- B 2 only
- C Both 1 and 2
- D Neither 1 nor 2
✓ Correct answer: (A)
Economy › Money/Banking/Finance
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