Sample questions
You've seen the pattern — here are a few of the actual PYQs.
CSE2026
Which one of the following statements about Unified Payments Interface (UPI) and Central Bank Digital Currency (Digital Rupee) is not correct?
- A UPI is a real-time payment system but Digital Rupee is akin to sovereign paper currency.
- B In case of UPI, settlement for end users happens instantly as the money gets immediately debited or credited but in case of Digital Rupee, there is no settlement as the wallet balance gets transferred to another wallet.
- C UPI transactions are recorded by banks and reflected in bank statements but in case of Digital Rupee, no data is captured in bank statements as transactions are from one wallet to another.
- D In both the cases (UPI and Digital Rupee), the liability lies with the users and their respective banks. ✓
✓ Correct answer: (D)
Economy › Money/Banking/Finance
CSE2024
Consider the following statements in respect of the digital rupee
- It is a sovereign currency issued by the Reserve Bank of India (RBI) in alignment with its monetary policy
- It appears as a liability on the RBI's balance sheet
- It is insured against inflation by its very design
- It is freely convertible against commercial bank money and cash
Which of the statements given above is/are correct ?
- A 1 and 2 only
- B 1 and 3 only
- C 2 and 4 only
- D 1, 2 and 4 ✓
✓ Correct answer: (D)
Economy › Money/Banking/Finance
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