Which of the following is/are minor penalties ? 1. Withholding of increment of pay 2. Reduction to a lower stage in the time scale of pay by one stage, for a period not exceeding 3 years with cumulative effect and adversely affecting pension 3. Withholding of promotion 4. Compulsory retirement in accordance with the provisions relating to superannuation or retirement. Select the correct answer using the code given below :
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